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Florida Becomes First U.S. State To Pass a Stablecoin Regulatory Bill - CoinMarketCap

Detected July 26, 2026 · in Money Services & Money Transmitters

Florida has passed the first U.S. state-level stablecoin regulatory bill, which will require money transmitters dealing with stablecoins to comply with new licensing and reserve requirements.

Aforeworn detected this change in the Money Services & Money Transmitters space on July 26, 2026 and published this briefing so affected operators are forewarned rather than caught off guard. It is rated High urgency. Money services businesses (MSBs), money transmitters, crypto/virtual-currency firms, fintech wallets, and remittance providers operating in Florida or with Florida customers. should confirm how it applies to their specific situation before acting. There is a time constraint attached: The bill takes effect July 1, 2025. Businesses should begin compliance preparations immediately.. Acting after that point can mean penalties, a lapsed licence, or lost eligibility — exactly the kind of surprise Aforeworn exists to prevent. Aforeworn monitors Money Services & Money Transmitters continuously and turns every detected change into a plain-English briefing like this one, so you always know first. Forewarned is forearmed.

What changed

Florida enacted a stablecoin regulatory bill that defines stablecoins as a type of virtual currency and subjects them to state money transmission laws, including licensing, reserve, and reporting requirements.

Who it affects

Money services businesses (MSBs), money transmitters, crypto/virtual-currency firms, fintech wallets, and remittance providers operating in Florida or with Florida customers.

What you must do

Assess whether your business handles stablecoins in Florida; if so, apply for or amend your Florida money transmitter license to include stablecoin activities, and ensure compliance with reserve and reporting rules.

Deadline

The bill takes effect July 1, 2025. Businesses should begin compliance preparations immediately.

Source: https://news.google.com/rss/articles/CBMirgFBVV95cUxNSDhDYkc5Q19rV1Y0NXAxRVoybjlKMW42R2NBTVIzZGFvWjg5R3A0N3djVm9uQ1dzWDhLVjlibWNxVlBqR2poOUs4bTBhT3BxWG1UUUNoV1gyRUZKaFZCNjVmS1hiclk2UGdOa25GNHpPTElNbmI4Y0VQRGJjYkFsLTJ6ZnhLRUhRMTFBSjFKNmhVcDBodVN3MTZya055d2tQRWMwM1J1UzAtT3MtWFE?oc=5

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